Friday, February 14, 2020

Personal skills and self-management Assignment Example | Topics and Well Written Essays - 1250 words

Personal skills and self-management - Assignment Example The new initiative is the work of the ANZ Mortgages that entails implementing a policy requesting the non-issuance of Certificate of Titles for all the mortgages which are registered by the ANZ Bank in Western Australia. The purpose of this project is to eliminate the issuance of duplicate Titles to the bank by the Titles office. This initiative is supposed to be implemented and running in the next three months. The initiative stakeholders will involve several groups among them, customers, solicitors and a government department. This initiative will be facilitated by technology as it will reduce costs and improve service efficiency. Planning of a new project or initiative is usually difficult as many people are usually against the idea because of the perceived change of status quo. To make sure a move successful it is important to talk to all the parties involved of the benefits of such a project and the likely effects that such a project would have on them or their day to day operat ions. The management may also be sceptical of the idea because of the costs involved in setting up such projects. During planning the project goals need to be identified, the project deliverables need to be set, the time frame and the supporting plans need to be established in order to make the project successful. This project is relevant as it will reduce unnecessary paper work and procedures involved in keeping of duplicate titles at the titles office (Haugan, 2002, 2-39). Once the project is identified by the management or proposed by the staff as was the case for this initiative, a major decision process often begins. Several decisions have to be made whether the project should be implemented or not. In the decision making process a variety of things are involved. In this project a decision needs to be made whether this initiative is actually beneficial to the organization or not. It will be of no benefit if a project was begun which does not add value to the organization. The o bjective of this project as explained above is to eliminate the issuing of Duplicate Titles to the bank by the titles office. The current procedure at the Bank is that when taking security over landed assets in the form of a first registered mortgage, the client is supposed to deliver a duplicate certificate of Titles to the Department of Land Administration in Western Australia. The duplicate titles plus a copy of the mortgages are then filled in the security packet at ANZ. The problem here arises as a result of the duplication of the documents in order to have copies left in both offices. Another issue is to do with the entire system and how it operates. There are so many disadvantages of the current system namely: the risk of the certificates being lost, high cost of replacing lost certificates, expensive storage equipment are required for storing the certificates and the rental cost of the storage space. As much as it is a good thing it is a tedious process that needs to be elim inated as it wastes effort, time and space (Project Smart, 2011). According to this plan few options exist. The first option will be to continue having the current system which involves a lot of work and duplication of efforts. The second option that exists is to eliminate the process in totality so as to have a more efficient system that will utilize the available resources at an affordable cost to the organization. This is what the project proposes as it will have a lot of benefits. The benefits include the elimination of misfiled certificate and all the costs and penalties that are associated with them, reduction of the physical space required for the storage of these documents, reduction in paper handling/recording and transfer for both offices, security of the documents as they will be handled once and filed by the Bank staff and efficient customer service. Therefore the implementation of this initiative will go a long way in helping the Bank achieve its objectives and also hel p the

Sunday, February 2, 2020

Policy Analysis and Political Strategy Essay Example | Topics and Well Written Essays - 1500 words

Policy Analysis and Political Strategy - Essay Example In part two, the paper will look at potential supporters and opposition of the proposed strategy. Also, it considers the potential resources to be used in implementing the strategies. Part One This part provides analysis to the environment policies using the eightfold path. The eightfold path is a six step problem solving strategy namely; problem definition, assembling evidence, alternatives, criteria, outcomes and trade offs (Vladimir, 65). Problem definition involves identifying the main problem. In this scenario the main problem is how the individuals’ harm to the environment leads to its overall degradation. The problem definition has three subdivisions which include; market failure, externalities, use of deficit and surplus. Market failures are caused by technical properties of a good or a service which are crucial in identifying the cause of the problem. Market failure is marked by hardships in collecting the payment from all beneficiaries of the policy like in the case of a policy on reduced emissions. The second market failure feature is the difficulty in collecting payment from all potential beneficiaries of a good, for example, when the consumers of fresh air are also those who pollute it. The third market failure is the hardship to identify the real qualities of a good, for example, it is hard to know the carbon content emitted by a certain company (Tickner, 101) In addition, to the market failure there are other failures, which help, in defining the problem, these include; government policies, discrimination and low living standards. These failures lead to environmental degradation, for example, low living standards may lead to destruction of forests as individuals look for a source of income from the trees as fuel or as building materials as well as their use of the trees as cheaper fuel options. The government’s failure leads to environmental degradation failing to impose strict laws to protect the environment as well as penalties in the case of environmental degradation. It occurs when the government fails to pass and implement workable policies to protect the environment. Assembling evidence is the second step in the eightfold strategy. It involves gathering all the required information to help in solving problems and formulating policy strategies. In the environment scenario, the information on all major pollutants is required. The major pollutant to the environment is the Ozone. This is a gas found near the ground (troposphere) it is formed when nitrogen oxide and other organic matters mix in the air, nitrogen oxide originates from burning gasoline, fossil fuels and coal. The Ozone near the ground causes a lot of harm in terms of health as it causes disease such as asthma attacks, flu, sore throats or even sudden death. The second major pollutant is the Carbon monoxide; this comes from burning of fossil fuels and can not be seen or smelled it is exhumed by vehicles. It reduces the oxygen in the body; also, it causes dizziness and tiredness and when inhaled in high concentrations is fatal and can cause death. The third pollutant is Nitrogen dioxide; this is reddish-brown gas that results from vehicle emissions and burning of fossil fuels. It results mostly from cars and plants and is also formed when nitrogen reacts with oxygen at extremely high temperatures. It causes coughs to those exposed to it while its